1. 1Your Details
  2. 2Your Business
  3. 3Declaration
  4. 4Your Quote
  5. 5Checkout

Your Details

Please READ the following very carefully as the answers you give will affect whether we are able to provide you with an online quotation. Failure to provide accurate answers may mean that your insurance policy is not valid or that the insurer is not liable to pay your claim.

Mobile, Freelance, Self-Employed Insurance

Our Freelance policy will provide Public Liability, Products Liability and Treatment Risk/Malpractice cover for you to work anywhere in the UK. Cover will be provided whether you work mobile, from home or in a salon.
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Complete Salon/Business Package

Our Complete Salon / Business Package will provide cover if you own or manage a business premises and require cover for your fixtures and fittings, contents and stock in addition to your public liability and treatment covers.
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Student Insurance

If you are studying for a UK recognised qualification and need to practice on fellow students, friends, relatives and members of the public for your case study or other work, you will need our student insurance.
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Mobile, Freelance, Self-Employed Insurance

Our Freelance policy will provide Public Liability, Products Liability and Treatment Risk / Malpractice cover for you to work anywhere in the UK (including temporary work abroad up to 14 days excluding the USA/Canada). Cover will be provided whether you work mobile, from home or in a salon. You can also extend the policy to include cover for:

  • Stock and Equipment
  • Employers’ Liability
  • Money
  • Advanced Treatments
  • Financial Loss (non-injury treatment extension)
  • Legal Expenses
  • Personal Accident insurance

Please note that if you work from home, you will also need to notify your home insurers to ensure that they are happy with you operating a business from home.

If you would like us to quote for your home insurance (buildings and/or contents) in addition to your freelance insurance, we have a specialist business from home policy – Salon Gold at Home – please contact us for a bespoke quotation.

Complete Salon/Business Package

Our Complete Salon / Business Package will provide cover if you own or manage a business premises and require cover for fixtures and fittings, contents and stock in addition to your public liability and treatment covers. Our complete salon/business packages can provide cover for the following:

  • Fixtures, Fittings and Shop Front
  • Stock and Contents
  • Glass
  • Goods in Transit
  • Money
  • Public, Products and Treatment Risk Liability
  • Employers’ Liability
  • Legal Expenses including employment disputes
  • Personal Accident for Hands

Please note that your business premises (or the portion of the premises used by your business) must be self-contained and protected with locks which meet our minimum standards of protection. Further details can be obtained during the quote process.

If you own or manage a business premises and prefer not to purchase a Complete Salon/Business Package you may choose to opt for a Freelance policy but please be advised that there will be no cover for slips, trips or falls on your salon premises. You do need a Complete Salon/Business Package to correctly insure your Public Liability.

Student Insurance

If you are studying for a UK recognised qualification and need to practice on fellow students, friends, relatives and members of the public for your case study or other work, you will need our student insurance.

You will be covered to work anywhere in the UK – at your home, in another person’s home or at your school or college providing:

  • You only offer treatments or therapies that you have been trained in and you must be deemed competent to practise them by your school or college
  • You must be under regular supervision and/or ongoing case consultation/review
  • You must declare to clients in advance that you are not fully qualified
  • Any fee charged must be evidently lower than an experienced and qualified therapist would charge
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Which category best describes your business?

Select “Sole Trader / Self Employed” if you are self employed.

Select “Partnership” if your company is formed of 2 or more people who have formed a partnership. Please note that if your company comprises more than 3 or more partners, you will need to contact us for a quotation.

Select “Limited” if your company is a UK company whose liability is limited by law and registered with Companies House.

Which category best describes your business?

Select “Sole Trader / Self Employed” if you are self employed.

Select “Partnership” if your company is formed of 2 or more people who have formed a partnership. Please note that if your company comprises more than 3 or more partners, you will need to contact us for a quotation.

Select “Limited” if your company is a UK company whose liability is limited by law and registered with Companies House.

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Limited Company Name

It is important we have an accurate record of your full business name. This will avoid any difficulties when handling a claim or when insurance is purchased to meet legal obligations.

You should enter your registered limited company name as lodged with Companies House. You will get the opportunity to enter a Trading Name prior to proceeding with cover.

Limited Company Name

It is important we have an accurate record of your full business name. This will avoid any difficulties when handling a claim or when insurance is purchased to meet legal obligations.

You should enter your registered limited company name as lodged with Companies House. You will get the opportunity to enter a Trading Name prior to proceeding with cover.

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Trading Name

If you have a trading name, please enter this here and it will be included on your policy documentation.

Trading Name

If you have a trading name, please enter this here and it will be included on your policy documentation.

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Post Code

You must be operating from an address within the United Kingdom, the Channel Islands or the Isle of Man. If you work freelance or mobile, please input your home address.

Post Code

You must be operating from an address within the United Kingdom, the Channel Islands or the Isle of Man. If you work freelance or mobile, please input your home address.

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Address Line 1

Please enter your home or correspondence address. If you are trading from a business premises you will have the opportunity to enter your business address on the next screen.

Address Line 1

Please enter your home or correspondence address. If you are trading from a business premises you will have the opportunity to enter your business address on the next screen.

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Post Code

You must be operating from an address within the United Kingdom, the Channel Islands or the Isle of Man. If you work freelance or mobile, please input your home address.

Post Code

You must be operating from an address within the United Kingdom, the Channel Islands or the Isle of Man. If you work freelance or mobile, please input your home address.

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Email Address

Please enter your email address. We will send a copy of your quotation to you by email and may need to contact you regarding your quotation. We will NOT pass this information on to any other companies and it will be retained for our sole use.

Email Address

Please enter your email address. We will send a copy of your quotation to you by email and may need to contact you regarding your quotation. We will NOT pass this information on to any other companies and it will be retained for our sole use.

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Phone Number

These details will be retained for our sole use. They will only be used to contact you regarding your quote or policy or should we need to contact you regarding any other products or services we offer.

Your details will NOT be supplied to any other company.

Phone Number

These details will be retained for our sole use. They will only be used to contact you regarding your quote or policy or should we need to contact you regarding any other products or services we offer.

Your details will NOT be supplied to any other company.

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